Financial planning shouldn’t require a six-figure portfolio.
Finmagix is an AI ‘do-it-yourself’ (DIY) planning platform built for people who don’t have a six figure portfolio and for those who want better control of their financial planning.
You have a mortgage, a retirement account, kids who will need college, and taxes that never get simpler. Finmagix gives you structured planning across all of it:
- No asset minimum
- 12 modules that cover your entire financial life — all ages, all stages
- In plain language. Run at your own pace.
- No advisor to hire
- Enterprise grade tools in App and PDF formats
Free to start. No credit card. No bank connection required to begin.
Financial fitness
Retirement pacing and tax efficiency are the two areas worth your attention first.
Your entire financial life in one place
Check out what Finmagix can do - 12 modules that cover your entire financial life. All Ages! All Stages! AI powered planning anchored in CFP principles. Banks and employers can offer it seamlessly in their banking apps or through their benefits portal.
A short look at what Finmagix can do.
Money questions rarely arrive one at a time.
One decision leans on five others. Finmagix is built to think about them together.
AI Thinking coupled with deep experience makes for an unbeatable combination. 12 modules that cover your entire financial life.
Can I actually retire at 60?
Are we saving enough for college?
Pay down the mortgage, or invest more?
If I lost my job tomorrow, how long would we be okay?
Am I paying more tax than I need to?
Do we have enough life insurance?
When should I claim Social Security?
Will my money last if I live to 95?
Could I afford to retire early?
Twelve modules, grouped the way life is.
Start wherever the question is. Each module stands on its own, and they all read from the same picture of your finances.
Get the lay of the land
Where you stand today, and how it holds up under pressure.
- Financial Fitness Score
- Financial Stress Test
Cover the bases
Protection, debt, and the commitments other people count on.
- Protection & Insurance
- Debt Strategy
- Social Security Planner
- College Planning
- Estate & Legacy Planner
Grow what’s yours
Keep more of what you earn, build on it, and make it last.
- Tax Efficiency
- FIRE Calculator
- Retirement Planner
- Wealth Builder
- Longevity Planner
Built for the 85%
Six-figure thinking, no six-figure minimum.
- Industrial-grade tools to get a complete picture of your financial life.
- Modules anchored in CFP planning principles.
- Taxes, debt, insurance, estate, and Social Security — thought through in one place, not scattered across five apps.
- Built for the ~85% of households below the asset minimum most advisors require.
- Structure before a big financial decision — not a sales call.
Not a budgeting app. Not a $250k advisor. Your planning toolkit for your entire financial wellness.
| What you want | Finmagix | Budgeting app | Traditional advisor |
|---|---|---|---|
| Your whole financial picture | Yes. 12 areas | Partly. Limited | Yes. Yes |
| Helps you decide what's next | Yes. By design | Partly. Tracks the past | Yes. Yes |
| CFP / CFA-inspired structure | Yes. Yes | No. Usually no | Yes. Yes |
| Works with no asset minimum | Yes. Yes | Yes. Yes | No. Often no |
| Free checkup to start | Yes. Yes | Partly. Sometimes | Partly. Rarely |
| No sales pressure | Yes. Never any | Partly. Varies | Partly. Varies |
Your whole financial picture
Helps you decide what's next
CFP / CFA-inspired structure
Works with no asset minimum
Free checkup to start
No sales pressure
Comparisons describe common characteristics of these categories, not any specific provider. Finmagix is an educational financial-planning platform and is not a registered investment adviser.
Your questions change. Your financial plan should too.
Finmagix follows the stage you are actually in — and stays useful through the next one.
Starting out
Build the foundation.
An emergency cushion, the right first account, debt that does not compound against you.
Building a family
Home. Kids. Protection.
A mortgage, life insurance that matches the responsibility, college on the horizon.
Peak earning years
Make the income count.
Tax efficiency, investment mix, debt payoff, and whether retirement is on pace.
Approaching retirement
Set the landing.
Social Security timing, retirement income, and how long the money needs to last.
Living in retirement
Make it hold.
Income sustainability, longevity, and getting the estate properly organized.
How it works
Three Steps. You are in control. An AI planning co-pilot is there to assist.
Tell us about your financial life
Guided questions in plain language. Five to ten minutes. No SSN, no bank connection to begin.
See what deserves attention
Finmagix reads the whole picture and surfaces the few areas that matter most right now.
Explore your options
Run the modules, compare scenarios, see the trade-offs, and decide what makes sense for you.
Professionals respect it. Regular people actually use it.
“A breakthrough tool. It flags real risk items — disability insurance, estate planning — without a sales pitch. Financial vital signs in minutes.”
“It’s so simple it walks you step by step through what to enter — and the analysis is intuitive enough to actually plan your way to retirement.”
What if every member could have access to better financial planning?
Finmagix helps trusted institutions extend meaningful financial planning to the people traditional advisory models cannot economically serve — without hiring a planner for every member.
White-label branding, SSO, aggregate engagement reporting, privacy-first architecture.
Simple to use. Serious underneath.
The interface is plain on purpose. Behind it:
- Twelve interconnected planning areas
- Structured analysis grounded in CFP and CFA principles
- Scenario comparison
- Assumptions you can see and change
AI-assisted analysis and patent-pending technology do the connecting; you do the deciding.
Finmagix is an educational financial-planning platform. It is not a registered investment adviser and does not provide individualized investment advice.
A module analysis: what we looked at, what we assumed, what the options trade off.
See where you stand — in about twenty minutes.
Run the free checkup, get your Financial Fitness Score, and find the one or two things worth your attention first.