A financial planner's whole playbook.
Without the $250,000 minimum.
Budgets look back. Finmagix helps you decide what's next — across all twelve areas of your financial life, in plain language, with you in charge.
Not a chart of last month's lattes. A read on where you stand.
Here's a sample snapshot — the Quiet Index you land on once you've worked through a few modules. You see this before you ever connect a bank.
Five things, in about twenty minutes.
Financial Fitness Score
One clear number for where you stand today.
Your top gaps
The few areas quietly working against you.
Where to focus first
Modules people in your spot tend to start with.
Plain-language steps
Trade-offs laid out — the deciding stays yours.
No bank, no card
Nothing to connect, nothing to pay, to begin.
Clarity, not another login to dread.
It's so simple it walks you step by step through what to enter — and the analysis is intuitive enough to actually plan your way to retirement.
A breakthrough tool. It flags real risk items — disability insurance, estate planning — without a sales pitch. Financial “vital signs” in minutes.
This is for you if…
Finmagix gives that majority the structured thinking usually reserved for six-figure clients.
- You plan without an advisor — or only see one now and then.
- You're not sure whether you're actually on track for retirement.
- You want more than a budgeting app that tallies the past.
- You'd like taxes, debt, insurance, estate, and Social Security in one place.
- You want structure before a big financial decision — not a sales call.
From sign-up to your first useful look in under twenty minutes.
No long onboarding. No bank connection on day one. Just a short conversation, then a clear place to start.
Tell us what's going on.
Up to ten short questions about your life, goals, and what's on your mind. Skip anything you'd rather not answer.
See where to focus first.
We surface up to five modules people in similar spots often start with. Suggestions are suggestions — run any module in any order.
Work through a module.
Paths to consider, with trade-offs, assumptions, and risks plainly laid out. Your thinking is recorded automatically.
Not a budgeting app. Not a $250k advisor. Something in between.
| What you want | Budgeting app | Traditional advisor | Finmagix |
|---|---|---|---|
| Your whole financial picture | Limited | Yes | Yes — 12 areas |
| Helps you decide what's next | Tracks the past | Yes | Yes — by design |
| CFP / CFA-inspired structure | Usually no | Yes | Yes |
| Works with no asset minimum | Yes | Often no | Yes |
| Free checkup to start | Sometimes | Rarely | Yes |
| No sales pressure | Varies | Varies | Never |
Built for every stage of the journey.
Finmagix meets you where you are today — and keeps up as life changes.
Starting Out
First job, first big choices. Build a foundation that holds.
Building a Family
Mortgage, kids, college, coverage. Juggle it all with a plan.
Retirement
Will it all add up? Pressure-test the finish line before you cross it.
Post-Retirement
Make it last: income, longevity, and the legacy you leave.
Your whole financial life, covered.
Each module is a structured way of thinking about one area. Start wherever feels most relevant. Every module is visible — no paywalls, just clear thinking.
Financial Health Checkup
Your whole picture in one clear score.
Financial Stress Test
How a sudden shock would hit you.
Tax Efficiency
Keep more of what you already earn.
Debt Strategy
A payoff order that actually makes sense.
Protection Review
Whether your coverage truly holds up.
Social Security
Time your claim for the most benefit.
College Funding
Fund school without derailing retirement.
FIRE Planning
Map an earlier, financially independent exit.
Retirement Planning
Will your money last as long as you?
Longevity Planning
Plan for a long, well-funded life.
Estate Basics
Make sure your wishes are documented.
Investment Frameworks
Invest with structure, not guesswork.
The engine behind the modules.
A frontier AI does the analysis. CFP and CFA advisors wrote the rules it has to follow. You get a planner's structured thinking — without the six-figure minimum.
- 01
Twelve areas, one platform
Every part of your financial life in a single structured place.
- 02
Grounded in your actual situation
AI-assisted analysis based on what's true for you — not generic tips.
- 03
The deciding stays with you
Trade-offs laid out clearly. You make every call.
Bring Finmagix to the people you already serve.
We partner with credit unions, community banks, employers, and CFP advisors. Quiet integration. Same plain-language voice. No commission strings.
See where you stand — in about twenty minutes.
Run the free checkup, get your Financial Fitness Score, and find the one or two things worth your attention first.