Financial Fitness Platform
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Finmagix — Version A: Assessment-First Experience
AI-Powered Financial Fitness Platform

Know exactly how financially fit you are with our AI powered financial fitness platform.

Answer a few questions about your income, spend, assets & debt, retirement, college, and risk. Get a Financial Fitness Score with a clear breakdown by category, and a list of actions on what to do next.

Other tools ask
"Where did my money go last month?"
Finmagix answers
"How financially fit am I — and what must I do next?"
Take the Assessment → See how it works
A couple looking forward with confidence — planning their financial future with Finmagix
★★★★★

"The analysis is so intuitive that it allows you to plan your financial success to retirement."

B
Bobby Menon
Dallas, TX
The Problem

Most financial tools show you the past. None tell you where you actually stand.

Budgeting apps, spending trackers, and net-worth dashboards share one fundamental flaw: they describe your transactions, not your financial health. They answer yesterday's question — not the one that matters.

Without a financial advisor — which 80% of households cannot access — there has been no objective, systematic way to evaluate financial fitness across all dimensions of your financial life. Until now.

What budgeting apps answer
"How much did I spend on dining last month?"
Useful. But does nothing to improve your financial trajectory.
What net-worth dashboards answer
"What do I have right now?"
A snapshot without context. No score, no benchmarks, no direction.
What Finmagix answers
"How financially fit am I — and what must I do next?"
A complete diagnostic. A score. A ranked roadmap. Forward motion.
The Financial Fitness Score

Think of it as a credit score — for your entire financial life.

Your Financial Fitness Score is a single, data-backed number from 0 to 100, derived from 21 health markers across 6 financial dimensions. It gives you an objective baseline — something you can track, improve, and share with confidence.

No minimums. No AUM. No product selling. Just an honest assessment of where you stand.

📊
Data-Backed 21 input markers per assessment
🎯
Objective No advisor bias. No product agenda.
📈
Trackable Over Time Watch your score improve as you act.
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No AUM Minimum Available to every household.
Capability
Budgeting Apps
Finmagix
Spend tracking
✓
— Not the focus
Financial health score
✗
✓
6-dimension assessment
✗
✓
21 clinical markers
✗
✓
Prioritized roadmap
✗
✓
No advisor required
✓
✓
Product-selling
Often yes
Never
The Assessment Framework

Six dimensions. 21 markers. One complete picture.

Every Financial Fitness Score is built from a structured evaluation across six fundamental areas of financial health — each containing specific, measurable indicators.

01
💵
Income
Is your income working as hard as it should? We model your full financial picture and show you how to make more of what you earn.
Find your savings rate
Status of your rainy day fund
Model for federal & state income taxes
Full income statement
Recommendations to improve savings
5 markers
02
⚖️
Debt & Assets
A complete view of what you own and what you owe — so you always know exactly where you stand financially.
Personal balance sheet
Debt-to-income ratio
Net worth
Credit card utilization
4 markers
03
🛒
Spend
Understand exactly where your money goes — and whether your spending habits are helping or hindering your financial fitness.
Split between Needs and Wants
Spend by category
Savings rate
3 markers
04
🎓
College Savings
Are you on track to fund future education costs — with a plan tailored to the type of college your family is targeting?
Current savings vs. required college savings
Model for in-state public, out-of-state public, or private colleges
Recommends change in monthly savings to achieve goals
3 markers
05
🌱
Retirement Planning
Are you and your partner on a trajectory to retire with confidence — and do you know what it will take to get there?
Current status vs. recommended retirement savings
Model for Self and Significant Other
Recommendations to achieve target retirement savings
3 markers
06
🔒
Insurance
Are the risks in your life properly covered — with a clear view of what to change and why?
Assesses status of life insurance, will & disability insurance
Recommends changes to life insurance based on income & life situation
2 markers
Personalized Roadmap

Your score is the starting point. Your roadmap is the path forward.

Every Finmagix assessment produces a prioritized action plan — ranked by projected impact on your Financial Fitness Score. No generic advice. No product recommendations. Just a clear, data-generated sequence of improvements tailored to your financial profile.

1

Complete your 21-marker assessment

Answer structured questions across all six dimensions. Takes 5–10 minutes.

2

Receive your Financial Fitness Score

An objective score from 0–100, with dimensional breakdowns and benchmarks for your stage of life.

3

Review your prioritized roadmap

Ranked by impact. Each action item shows projected score improvement in clear, measurable increments.

4

Track progress over time

Reassess periodically. Watch your score grow as you execute the plan.

Your Improvement Roadmap
🔴 Priority 1 — High Impact
Build a 3-month emergency fund
Projected score impact: +5 points
🟡 Priority 2 — Significant Impact
Accelerate high-interest debt payoff
Projected score impact: +3 points
🔵 Priority 3 — Moderate Impact
Increase retirement contribution by 2%
Projected score impact: +2 points
🟢 Priority 4 — Maintenance
Review life insurance coverage gap
Projected score impact: +1 point
Current Score
82 → 90
out of 100  ·  projected after completing roadmap
Institutional Solutions

Bring financial fitness to your members, employees, and community.

Finmagix is built for institutional deployment — embeddable, scalable, and designed to drive meaningful financial wellness outcomes without replacing your existing advisory relationships.

🏢

Employers

Provide employees with an objective financial wellness benefit — measurable, trackable, and meaningful beyond an EAP.

🏛️

Credit Unions

Deepen member relationships with a differentiated financial wellness tool embedded in your existing digital experience.

🏦

Community Banks

Extend your advisory value to all customers — not just those who qualify for wealth management services.

🤝

Non-profits & CDFIs

Deliver structured financial literacy and assessment outcomes with data-driven impact reporting.

SSO & API Integration

Deploy within your existing digital ecosystem via single sign-on or API. No new app for members to download.

Aggregate Analytics

Institutional dashboards show population-level financial health trends — without compromising member privacy.

Advisor-Complementary

Finmagix does not replace advisors — it surfaces who needs one, and prepares members for productive advisory conversations.

Our Methodology

Built on financial science, not financial trends.

The Finmagix Financial Fitness Score is derived from a proprietary weighted assessment model developed against established benchmarks in personal finance research. Each of the 21 markers is scored, normalized, and aggregated across six dimension-weighted categories to produce a single, reproducible number.

We do not sell your data. We do not recommend products. Finmagix is a diagnostic instrument — nothing more, nothing less.

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Weighted Scoring Model

Each dimension is weighted by its relative impact on long-term financial stability based on actuarial and economic research.

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Connect to bank accounts or enter data manually — your choice

Finmagix gives you full flexibility: securely connect your bank accounts for automatic data import, or enter your financial details manually at your own pace. Either way, your data is encrypted and never sold or shared.

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Benchmarked Against Population Data

Your score is contextualized against demographic and income-adjusted benchmarks — not a one-size-fits-all standard.

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Zero Product Selling

Finmagix has no referral partnerships, no financial product revenue. Our incentive is your financial improvement — not your conversion.

What People Are Saying

Trusted by experts and real users alike.

Join thousands of individuals and families who rely on Finmagix to achieve their financial goals.

“

Finmagix is a breakthrough tool for helping individuals and families take the next step toward their financial fitness. Unlike traditional tools that simply display metrics like net worth and cash flow, Finmagix takes it further with actionable recommendations based on the user's goals. It also highlights key risk management items like disability insurance and estate planning — without a sales pitch. With this cutting-edge solution, people can get an assessment of their financial 'vital signs' in minutes. Finmagix is changing the game when it comes to personal finance, and I highly recommend it as a starting point.

Allen Mueller
Allen Mueller, CFA, MBA
Founder and Financial Planner
“

I ran a Finmagix Fitness Test and was pleasantly surprised by its capabilities. Immensely helpful to get such a comprehensive view in one place. Highly recommend!

Badal C
Badal C.
Business Analyst  ·  Saratoga, CA
“

Finmagix is an awesome tool. It is so simple to use that it walks you step by step of what information to input. The analysis is so intuitive that it allows you to plan your financial success to retirement.

Bobby
Bobby Menon
Dallas, TX
Get Started Today

Find out where you actually stand — in minutes.

Take the Financial Fitness Assessment. Get your score. See exactly what to do next — no advisor, no minimum, no agenda.

Take the Free Assessment Request Institutional Demo

Connect your bank or enter data manually  ·  No product selling  ·  Results in minutes